30% SHARED OWNERSHIP | 100% AVAILABLE UPON COMPLETION | 3 double bedroom townhouse in fantastic condition with gas central heating, South facing rear garden and allocated parking available with no onward chain.
Located on The Goldings development in Lane, this house offers a great location for families with easy access to the town centre, as well as level walks to a handful of larger supermarkets, primary schools and the popular Prow Park Business Village offering multiple food outlets and a variety of local businesses.
The ground floor begins with an entrance porch leading into a good-sized living room, with space for typical lounge furniture. A central hallway connects the living room to the staircase, downstairs WC and rear kitchen/diner. The kitchen is fitted with a range of floor and wall mounted units, includes an integrated oven, hob and extractor, along with space for freestanding appliances. A large picture window and south-facing patio doors bring in plenty of natural light and open directly onto the garden.
To the first floor are 2 double bedrooms. Both are generous with ample space for storage and a desk. The bathroom is also located on the first floor and provides a full length bath with shower over, pedestal basin and low level WC. The second floor is dedicated to the mater bedroom. There are 2 enclosed cupboards and a large amount of space for wardrobes and dressing table.
Outside to the rear the property has a sunny garden, well established with a paved path leading to the rear gate and further to the allocated parking space. There is a storage shed located at the rear of the garden.
Band C
The property is being sold on a 30% share on a remaining lease term of 118 years. If a buyer purchases the 100%, this lease term will fall away on completion
With the current 30% share there is a Monthly rental figure of £453.53
The current monthly service charge for the property is £40.20 which includes Grounds Maintenance, building insurance, sinking fund, management fees and site management company costs.
All Mains
Buyers must have a local connection Cornwall which can be any of the following 4 criteria:
12 months + residency, Permanent employment (16 hours + per week), Former residency of 5 + years or a Close family connection where that family member has lived for 5 + years (Mum/Dad/Son/Daughter/Brother/Sister)
In addition the applicant will need to:
Have a maximum household income of £80,000
Have a minimum 10% deposit (or 5% with relevant AIP)
Have a recent AIP from a s.106 lender (Nationwide/Halifax/Leeds/Santander/TSB/Skipton being the main ones we are aware of)
Once the above is confirmed and applicants have viewed the property, there is a 6 step process buyers will need to go through on the Aster Group website, details of which can be found on the following link: https://www.aster.co.uk/sales/shared-ownership-home-buying-process
| Tax Band | % | Taxable Sum | Tax |
|---|
